What You Need to Know About Insuring a Fleet of Vans

Vanaways
Vanaways
3rd Jul 2023
What You Need to Know About Insuring a Fleet of Vans

If you rely on van transportation for your business, then you need to make sure that your vehicles are properly maintained and protected. Owning more than one vehicle and regularly completing long journeys can open your business up to unexpected costs, where it’s important to choose the right insurance policy to cover all your assets

For van fleet owners, it is vital that your insurance fits the scale of your business, where regular van insurance policies may not be the best option for multiple vehicles. Alternatively, businesses can choose a van fleet insurance policy, which is designed to cover two or more vehicles under a single contract.

Read on to find out more about insuring a fleet of vans, with an insight into the policy and cover options available.

Why Choose Fleet Van Insurance

A fleet insurance policy allows businesses to cover different makes and models of vehicles all under the same agreement. This simplifies the insurance process, where all vans in the fleet will have a single insurance renewal date and a consistent level of policy cover.

In addition to simplicity, fleet insurance typically works out cheaper than taking out separate policies for each vehicle, where discounts are available for multi-van clients.

Types Of Fleet Insurance

As with regular insurance, there are lots of different cover types to choose from if you’re looking to insure a fleet of vans . These can include:

Third-Party Van Insurance – which covers van owners for damage caused to other people, as well as third party vehicles and properties

Third Party, Fire & Theft Van Insurance – where this policy covers the same as the one above, with additional cover for costs inflicted by fire or acts of theft.

Comprehensive Cover – this is a more thorough and therefore pricier fleet insurance option, which covers vehicle owners for the costs listed above, as well as further damages, which can extend to:

  • Vandalism and other damages

  • Motor legal protection

  • Breakdown cover

  • Personal accident and injury cover

  • Courtesy or rental car cover

Contents Insurance For Fleet Vehicles

Some insurance policies also extend to contents and tool cover, which is especially important for commercial vehicles that are transporting valuable goods. The main types of commercial fleet policies consist of:

Haulage & Courier – for businesses transporting goods and equipment that belong to a third party

Carrying Own Goods – for businesses that wish to protect their own tools and equipment under their insurance policy

Van Sales UK: Top Quality Vehicles For Your Business

At Van Sales UK, we supply a wide selection of new, used and electric vehicles, where you’re bound to find the motor to suit all your business needs. We also provide a range of van fleet services, including tailored van leasing packages and decommissioning options. Contact us today to find out more about how we can help.

Vanaways Reviews

   
Lynne S

Lynne S

04 March 2026

"First time using Vansaway! I was in a bit of a panic as my van broke down and I was unable to fix it. My van is my livihood, so I looked into leasing and contract. I wish I done it sooner. I spoke to Jonathan as my first point of contact. I couldn't have got any luckier having him as my support. He was absolutely fantastic, he went above and beyond to help me. He was easy to contact and would always reply when I had any concerns or questions. His knowledge on all vehicles was impeccable, which made things easier. He listened to what I wanted and needed and explained everything thoroughly help me making the right choice in plan and kept in touch throughout the entire process! He knew I was in desperate need of a van and he did not disappoint and kept his word and I was able to get my new van delivered as soon as possible. Enjoying the drive. Its great about the perks involved in having a contract hire as well! Thank you so much for everything! Highly recommend, vans are just not how they use to be, so its great to have a brand new van along with the support of any engine faults things like that. A huge stress off my shoulders being sole trader."

Fiona

Fiona

30 May 2026

"First time leasing with Vanaways, but have leased before. Initial contact was with Justin, who found the van I need very quickly at a competitive price. No hard sell, and seamless. Yasmine completed the admin and arranged delivery. Great service from both. Follow up calls to see if I was satisfied with van. Professional and efficient, would highly recommend."

Mike Collins

Mike Collins

18 February 2026

"Excellent service from start to finish. Rob was very helpful throughout the purchase of our Ford Transit tipper. Can’t recommend them enough. Mike Collins."

John Owens

John Owens

14 April 2026

"Fantastic service from start to finish. This is the second vehicle we have had from Liam.Liam took the time to listen to the vehicle that I wanted, sourced exactly what I wanted. Within 2 weeks the right vehicle was sourced and delivered Joe was amazing kept me up to date with the progress, the van was delivered this morning early. highly recommend these guys for vehicles Thank you both"

phoebe palmer

phoebe palmer

11 March 2026

"I recently bought a new car from this company and had a fantastic experience from start to finish. Tyler and Steve C were both brilliant to deal with – friendly, professional and incredibly helpful throughout the whole process. They took the time to answer all my questions and made everything straightforward and stress-free. The customer service was excellent and I never felt pressured at any point. Both Tyler and Steve C really went above and beyond to make sure everything was sorted and that I was happy with the car. I couldn’t recommend them enough and would definitely buy from them again in the future. Thanks again for such a great experience!"

4.8 out of 5 from 499 reviews
Back to top